9 Best Possible Way To Send Money

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The increase in travel and immigration in recent years has grown with the quota of sites to send money abroad. Families and workers scattered around the world today are taking full advantage of these advantageous solutions. However, the multitude of international money transfer services is likely to lead to confusion as to which company to choose. You’re probably not going to get rich, but you can save some money. To help you make the right decision, here are 10 of the best sites to send money abroad.

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1. TransferWise




 

TransferWise is a platform of English origin, is one of the most popular among the best sites to send money abroad. Thanks to it, the funds can be transferred according to different payment methods. The latter can be used for this purpose by automatic debit on the credit card, or by bank transfer.
It is a site known for its simplicity of use, and especially for its intuitive handling. You benefit from total transparency, especially in terms of charge fees that are not hidden. To make your life easier, you can even install the TransferWise application on your mobile and carry out your transactions. Money transfer times vary from 1 to 4 days, and the platform guarantees an excellent level of security.
To send money via TransferWise, you need to create an account. Then you must configure your sending, specifying the amount you want to be charged. And once TransferWise has converted the currency if applicable, the money is transferred to the recipient’s bank account. Also, the latter is notified by e-mail as well as the debtor.

The main disadvantage of this platform is that some credit cards are not supported. And in this case, it will be necessary to choose another means of payment. The fee amount is not fixed, although it is estimated at approximately 1% of the transfer amount. Also, note that you can only send money to a bank account.

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2. PayPal
PayPal is one of the most used sites to send money abroad. It is an online payment service, through which you can send and receive money. But also, it allows for making purchases. PayPal is available in almost every country in the world.
Besides, you can send money just by specifying the recipient’s PayPal email address, or else his mobile number. Several payment methods remain available on the platform.
If you want to send money via PayPal, here’s how. Sign in to your account, click on “Send” and enter the address of the relevant PayPal account. If the recipient does not have a PayPal account yet, enter their email address. Enter the amount to be sent and the currency in which you want to make the transaction. After checking the details, proceed to send.

The disadvantage with PayPal lies in the fact that the beneficiary must have an account on the platform. And so even if the transaction address entered is not linked to a PayPal account, the recipient will have to create an account to access the funds sent. In addition, transfer fees seem to be higher than with TransferWise.

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3. TransferMate




The TransferMate platform is available in 145 countries and supports a total of 119 currencies. Also, sending money through this channel obeys the same principles as TransferWise and PayPal.
With TransferMate, you can make multiple payments in one transfer. The sum will then be shared among the different beneficiaries according to your wish. The deadlines of the transaction go from 1 to 4 days, as soon as the validation of the funds. In addition, it is a highly secure platform.
To send money via TransferMate, proceed as follows: Register on the platform and then register the payment you wish to make. You will then have 48 hours to make your deposit. And once done, you can send money to the recipient of your choice.
With TransferMate, the fees for transfers of less than 5000 euros for individuals and from France, are 15 euros. By cons with this platform, you are not free to choose the payment method. For this purpose, transfers are only made to the beneficiaries’ bank accounts.
4. PayTop
The fourth best site for sending money abroad is PayTop. This platform is recommended for people traveling regularly to the United States and England. It offers a card that allows the cardholder to withdraw money without additional commissions, across the MasterCard network for the British pound and the US dollar. For other currencies, 3.5% of the transaction amount is charged as commission.
With Payton, you can also transfer money online. Free delivery is effective if the recipient of your transfer has a PayTop card. For a transfer below 150 euros you will have to pay 4 euros, and 8 euros beyond this ceiling.
You can send money to a loved one via PayTop via bank transfer, or directly to the beneficiary card. To do this, you must first register on the site. Then create your transfer on your secure client area. After that, you will make your payment by credit card. This payment is of course secure. You will also receive the SMS withdrawal code, which you will send to the beneficiary.

PayTop also imposes limits on annual transfers in order to prevent money laundering. Thus, the maximum annual sending amount varies between 500 and 6000 euros. Some times and depending on the case, the amount may exceed this maximum limit allowed.

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5. Circle Pay
If you want to transfer small amounts of money for free, Circle Pay is for you. Moreover, it is the main competitor of PayPal. Thanks to this mobile application, the registration is easy and the transfer of money is instantaneous. Fees are standard, so currency changes do not require additional fees.
To send money with Circle Pay, simply download the application. Then enter your credit card number, enter the recipient’s e-mail address or phone number, and enter the amount of the transfer. All you have to do is confirm the shipment and the transfer will be done.
However, Circle Pay is only available in Europe and only between users of the application. In fact, the transferee must also be registered on the application to receive money. With Circle Pay, you can transfer between 400 and 2500 euros per week.

And among the restrictions, the application only accepts American, British and European cards issued by Visa or MasterCard. But also, European bank accounts with an IBAN.

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6. Western Union
It is the oldest company engaged in the transfer of money, but also the best known of all. 20% of money transfers in the world pass through this platform. Western Union is one of the top 10 sites for sending money abroad and is very easy to access.




This giant money transfer abroad is indeed present in 200 countries, with no less than 500,000 points of withdrawal and sending. You have the possibility to send money in agency, online, or even directly on mobile via the application. The sending and withdrawal of funds can be done in different ways. Western Union’s services are considered reliable, especially for cash transfers.
To send money via Western Union from an agency, this is done conventionally. But online or through the app, you need to create an account, attach your IDs and wait for verification. This step is essential if you want to send more than 1000 euros per year.
Once this is effective choose the country of destination, amount and method of withdrawal, then pay with your credit card or your credit card. You will receive an e-mail tracking number, which will allow you to verify the transaction until the recipient receives the money. Moreover, this procedure costs much less in the agency. As the saying goes about money :
The main disadvantage with regard to Western Union money transfers , lies in the cost of transactions being too high compared to the competition . The commission fees vary depending on the country of destination, as well as the amount of the transaction. They are estimated at 16% for amounts less than 30 euros, while they are 1.5% when exceeds 2000 euros.
And it goes to the Maghreb countries to name only this example. These fees are collected in three different ways. The beneficiary can pay for the withdrawal, the sender can pay the shipment, or they will be charged on the exchange rate can be quite expensive.

7. AzimoAzimo is undoubtedly one of the 10 best sites to send money abroad. Present in 190 countries, it offers the possibility to receive money in cash, which is not the case for many platforms of the same type. Also, you have several methods of transfer. Including local bank transfer by card, or the online direct payment through the latter. Azimo is also considered reliable but also trusted by its users.Sending money via Azimo is easy and fast. You must first register on the platform and configure your transfer, choosing your recipient and the means by which the money will be received.Then enter the transfer amount you want to make. Once done, choose your method of payment and make a bank transfer to Azimo’s account. Or, pay directly using your credit card. The money will be immediately sent to the recipient, or it will take a few days depending on the method of payment.By the way, Azimo is much cheaper than its competitor Western Union.

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8. Ria




Ria is one of the effective solutions for sending money abroad, thanks to its presence in more than 140 countries. And this for a little over 300,000 points of withdrawal and sending in these countries. Also, shipments and withdrawals of money are easy and fast. Regarding shipments, they can be made to a bank account, a credit or debit card, or in cash.

Ria has the distinction of being available in areas where this type of service is often absent. It takes 4 to 5 days for transfer times from one account to another. The company’s website also receives favorable user feedback for transaction security.

For money transfers online, here’s how to proceed. You must first register, then click on “Send Money” and fill out the form correctly. This is done by specifying the amount you want to transfer, the method of payment, the delivery method, the recipient information, and finally the place and the day the money is to be transferred. Once done, you can perform the latest validation procedures.

Ria still imposes a maximum ceiling of $ 2,999.99 per day and $ 7,999.99 per month. As for the fees imposed, they are in the middle range. However, fees can be high for credit card transfers.

While receipt of funds is possible in 140 countries, this is not the case for shipments that are more limited. Also, online transfers are only available from Spain and the United States.

9. MoneyGram

MoneyGram is 350,000 branches in 200 countries around the world. This makes this company the second largest international money transfer operator after Western Union. Money transfers can be received not only in cash but also via bank account or mobile wallet.

Transactions are instantaneous most of the time, hence its effectiveness in an emergency.

For an online money transfer and a money-sending mobile application, MoneyGram’s are currently only available in Germany, the United States, and the United Kingdom. These services are also not very accessible because they are expensive.

Updated: April 9, 2019 — 4:43 am

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